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ICICI Bank launches new products for NRIs at its GIFT City branch

Loan against Deposits is a loan in foreign currency against a deposit in India (including Rupee NRE FDs). The customers can avail LAD for their short-term cash requirement without having to prematurely close their term Deposits and thereby avoid paying a penalty for breaking the deposit. They can avail loans up to 95% of their deposit value.

Prashant Dwivedi by Prashant Dwivedi
November 23, 2022
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ICICI Bank launches new products for NRIs at its GIFT City branch
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ICICI Bank launched two new products- Loan against Deposits (LAD) and Dollar Bonds for its NRI customers at its branch in GIFT City, the Gujarat-based emerging global financial and IT services hub. ICICI Bank is the first bank to offer these products in GIFT City.

Loan against Deposits is a loan in foreign currency against a deposit in India (including Rupee NRE FDs). The customers can avail LAD for their short-term cash requirement without having to prematurely close their term Deposits and thereby avoid paying a penalty for breaking the deposit. They can avail loans up to 95% of their deposit value.

Dollar Bonds are an alternate investment option for NRIs. The Bank offers a cohort of over 50 marquee issuers/companies for these bonds. Besides, the GIFT City branch also offers various deposit accounts like current account, savings account and term deposits to its NRI customers.

Moreover, ICICI Bank’s branch at GIFT City offers banking solutions to corporates including transaction banking, current accounts, foreign currency deposits, trade finance (for importers and exporters), corporate finance including external commercial borrowing and foreign currency term loans.

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Source: Economic Times
Tags: bfsiICICI BankNRIsrbi
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Prashant Dwivedi

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